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INSURANCE PLAN INFORMATION
Our office accepts and helps you submit all types of traditional insurance plans (dental insurance where you can pick your own doctor). What you need to bring in with you to help us process this type of insurance is one completed insurance form with the "top portion filled out". This usally includes the name of the carrier, their address, the group number and your insurance ID number. We prefer payment at the time of visit and would be more then happy to help you fill out all the information and help you submit your claim. Due to volume, it is best that you help us in keeping track of your claim once it is submitted and contact your insurance company if payment seems to be delayed. We will handle any requests for additional clinical information.
We also have aggrements with the following insurance companies and act as a PPO (Preferred Provider Outlet) for AETNA and PRUDENTIAL, DELTA, BLUE CROSS/BLUE SHIELD, and we accept MET (we are not a PPO for MET). A PPO means that we have agreed to a standard fee shedule and a set of submittion and billing guidelines.
We are not an HMO provider for any company. HMO's are also known as capatation. This is when the dentist has agreed to a set fee schedule and a "per head" rate. In other words, the dentist will be paid whether you go or never go to the office. There is a built in incentive not to see patients and to keep treatment to as little as possable. This is usually not in the best interest of the patient---YOU.
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